星期二, 五月 20, 2008

卫赛节、天佑中国、为512大地震难民祈祷。

最近几天通过凤凰卫视及中国中央电视台国际频道得知了有关四川汶川大地震的最新灾情报道。

有感当局对今次灾难的重视程度是历年罕见的他们投入了大量的军队、消防员、武警等等来加快救灾速度。当中有些亦来自当地,亲朋戚友也死于灾难中。可是他们继续坚守岗位,履行他们的责任,心理期待其他地区的同胞能援助他们受难的亲友。

除此之外,当局也宣布自5月19日起至5月21日为国殇日。全国人民于下午2点28分地震发生时刻为地震灾民们默哀3分钟。汽车、船艇、火车等等皆发出声响,以示哀悼。

中国国家的重量级领导人如胡锦涛、温家宝皆轮流上阵到最前线去指导抢救工作。通过电视我看到了他们徐徐的吩咐工作人员应该这样那样。的确他们是有做到了打气的作用,鼓舞了战士们的士气,但是我觉得抢救的指导工作不是该由有关的专业人士来负责的吗?而且他们年纪也不小了,如此奔波确实是辛苦了点,搞不好还牺牲了健康。个人觉得今次该由下一届的领导班子如习近平、李克强等较年轻的领袖来主导救灾活动,趁此考验他们的能力。当然他们都是经过了许多的考验才能爬上今天的位置的。

个人觉得中央电视台似乎有点强调领导怎样怎样,电视画面有相当长的时间停留在领导们的一举一动。

当然,我国的领导人相比之下逊色多了,2006年南马大水灾时,我们都没看到我们的领导人来巡视,他们似乎不肖一顾!当我们的命是贱的!要是我亲人在这场水灾中丧生,我可会痛恨现任政府一辈子!

回归地震,也许,这次大灾难也考验了中国当局的短时间、突发性的行军能力。要如何在短时间内针对个别状况作出应对,如何协调各部队之间的工作等等,非常的有实践性。是比军演还更实际的,只是并没有动用到武器罢了。

得知好多学生们死在倒塌的学校内,这好令人伤感,这些解释国家的财富,他们还有一片光明的前途,怎知就这样去了。似乎很多学校的建筑规格不标准,并没真正有抗震能力!这是个很严重的问题,当局必须重视!

无论如何,也许是巧合,昨日乃卫赛节。马来西亚全国的佛教徒皆前往庙宇浴佛及吃齋。相信有不少人向我一样也为最近的面点风灾及四川地震的难民们祈祷吧。往大家的念力能创造更多的奇迹!让生还者不断的消息继续传出。

衷心希望灾难尽快过去,然后让大家都尽快重建家园,积极生活,吸取教训,未雨绸缪、以备未来。

星期五, 五月 16, 2008

Finally stock market crossed 1300 points!

After having fluctuated for several weeks, finally KLSE(Malaysia Stock Exchange Market) soared to over 1,300 !!! It is the highest record since the tragedy on 10th March 2008!

Despite the good news of KLSE, over the 4 counters i am holding, 3 of them actually dropped today including the prominent Public Bank! Well, the decline does not really matter to me because overall my portfolio still generates a book yield. I would like to express my gratitude to the Public Bank! It has been performing very very well since the day i bought its shares.

I think my mutual funds' price will rise further following by today's good performance of KLSE. Looks like i am going to do another time of switching in a few weeks time.

Good day!

Political Intervention

Hey busy bodies out there, let me ask you, one day, i say i support Quebac to get independent from Canada, or Hawaii to get independant from the U.S or i say Kashmir belongs to Pakistan rather than India, what do you think? Will you say "hey you mind your own business!"

Well, if you know about this, then you should not do something like supporting Tibet to get independence from China and so on. Even tough i am not a citizen of China, but what matters is, i think that you guys are really busy body, just like you are asking me to mind my own business! i think you guys have some agenda behind right?

India, as a neighbour to China, invited Dalai Lama to be their guest and even allow him to run the activities in their land. Come on, if one day China say that Kashmir actually belongs to Pakistan and shows all kind of supports to Pakistan, what will India do? As a neighbour, those acts are really impolite! No manners!

My country is Malaysia but not China, so actually that does not matter to me. However when i read about those news, i really think it is unfair to China when the Western media or social activists support the Tibetan Independance movement. Do you think you have the right to ask people to follow your order? If we do the same thing to you such as saying that Scotland is not part of British, Alaska should get independence from the U.S. What do you think?

Don't be busy body, mind your own business!

What happen to Malaysia?

I am confused. Even tough i am born in Malaysia, but i am not entitled for all the benefits provided by the government!

Since 1970, the Malaysia government has strengthened its policy of restructuring the resource among different races. It categorizes Malaysian into 2 classes, the bumiputra and the non-bumiputra. If you are bumiputra(majority are Malays, the rest are natives in West Malaysia, p.s. all Malays are bumiputra, you are entitled to all kinds of government aids such as higher chance to study at local universities, lower price for a house, lower price for a car, you will be given loan to invest in government-launched mutual funds(imagine, loan interest rate is lower than the fund's interest, it is equivalent to give out money for FREE!), you are guaranteed to get the contracts from the government or government-linked companies and many more!

If you are born as non-bumiputra(Chinese take the majority, the rest are Indians and etc.), you can only dream about this!

In the 50's of last century, Malaysia used to be one of the most prosperous nations in Asia! It is a wonderful land. It has a lot of natural resources such as palm trees, rubber trees, petroleum and a lot more. The people here do not suffer from disasters such as earthquake, typhoon, volcano eruption and so on. Despite having an evil intention of robbing the resources here, British government undeniably introduced a good system here to administrate the nation. They trained a lot of Malays as public servants to assist them in running this country. They brought in Indians from their another colonized land India to work in rubber estates. They opened doors to Chinese to come to this land to work at tin mines and to run businesses. You can see everybody had put a lot of efforts to build a strong economy foundation for Malaysia.

In the 60's, Taiwan and South Korea were still way far behind us. A lot of Taiwan girls longed to get married with Chinese from the then called Malaya. However, they developed so fast and were categorized as the "4 little dragons" during the 80's in Asia! Today they produce so many famous brands such as Acer, BenQ, Asus, Samsung, Hyundai and etc. What do we have in Malaysia? Proton??? Come on, it is still a kid who needs protection from the government! It has been 30 years already! Bear in mind that our neighbors such as Vietnam and Thailand are ready to overtake us! Not to mention China, since years ago it was already ahead of us! They have famous brands nowadays too!

Why Malaysia progressed so slow?? Certainly it is due to the racist policy enforced by the government, to be more exact, from the biggest party in Malaysia which is UMNO. The politicians in UMNO exploit the policy to put most of the money into their own pocket. Then only they give out the remainder! They practiced favouritism. Tthat is why today there are still a lot of poor Malays here in this nation! How many Malay students who are sent to ovesea by Malaysia government did not complete their studies or prolonged their length of study? When you have something free easily, you normally will not appreciate so much!

I only saw government(or UMNO only) did nonsense to save those Malay tycoons during the economic crisis in year 1997! Imagine, due to poor management, a Malay tycoon caused a big corporation which is worth billions of Ringgit(Malaysia currency) to collapse, our cute government bought over the company at an unreasonable price which is few times higher than the company's share value then! Come on man! It's our money! The money belongs to we people!

More disappointing facts are, nowadays still some of the MP(member of parliament) shouting in the parliament to ask Chinese to get out from Malaysia! Come on man, do you think you have enough money to feed your people without Chinese here in Malaysia? To be honest, think about this, Chinese never live in this land, do you think Malaysia can progress so much? It could be today Malaysia is 30 years behind Thailand! How much money had Chinese contributed to Malaysia! Think about it before u said something so stupid!

Over so many years, how much taxes did Chinese pay to the government? How much did government use to do something that brings equal benefits to all Malaysians? Money have been spent to build a lot of Malay schools, contracts have been offered to the "Ali Baba" (a company that gets contracts or licenses and later sells to other companies, often it earns by doing nothing). Chinese have to sacrifice a lot so that they are able to send their children to universities! Chinese have to donate money to get the Chinese schools built! Chinese have to go to oversea such as Singapore to work! The fact is, up to today there are 2 millions of Chinese Malaysians working overseas! Most of them are high rank executives or experts from certain fields! Why does all this happen? Think about it! We are treated as 2nd class citizen! Imagine if these 2 millions of experts work for Malaysia, we could have progressed much more, could not we?

We love this land too! We love the 'varieties' here! Varieties of races, varieties of languages, varieties of food! Yeah! That is Malaysia!

Tell me, fellow Malays out there, is it fair to treat us non-bumiputras this way? Do you guys think that Malaysia will be good without the other races here? a

Is it fair that every public listed companies must give out 30% of their shares to the bumiputras?

The Malay special privilege policy only tells one thing, you guys are still weak and need protection.

Don't you guys feel ashamed? You guys want to be weak and be looked down on forever?

Do you guys know Malaysia is the only nation in this world that practices the policy that protect the majority races?!

Our government are feeding 75% of the Malaysian population with the fortune from the 35% of the population. How long can our nation stands when the fortune that can be 'robbed' from the 35% of the population is getting lesser and lesser?

Tell me!


星期四, 五月 15, 2008

Switched mutual fund to protect my profit!

After 22 months(almost 2 years) of buying Public Ittikal Fund, finally today i decided to switch to another fund to protect my profit.

The return rate of the fund is very impressive. It achieved a total return rate of around 39% which also means around 20% per year on average. Since the day i bought this fund i have been very confident of it as it has a handsome history. The statistics told me this fund is really worth to buy! Back then i really took a lot of time to actually study each funds and also compare each of them before i made my move.

Too bad i missed the golden moment last year. The fund raised so remarkably. At one time it even achieved an overall return rate of more than 40%! I damn regret now! I should have sold it off during that time! Well, one of my customer chose to sell his fund off last year. It so happened that he needed money during that time. Thus he managed to enjoy the 40%++ of return rate! Oh yes, he bought Public Ittikal too because i am the one who recommended this fund to him!

Luckily after the huge decline of the KLSE stock market due to the 'Political Tsunami' which took place on 8th of March 2008, Public Ittikal's price has been gradually restoring to the level which reflects its actual value.

The big drop of March really taught me a lesson. I decided not to be so greedy anymore. To me, 20% of return rate per year is considered a great achievement already. That's the standard practiced by Warren Buffet all this while!

After several days of serious thought, this noon i went to the nearest Public Mutual branch and did the switching. Anyway that was my first ever fund switching.

I switched the fund units to 2 different conservative profile funds.

星期三, 五月 14, 2008

512四川大地震中国当局反应迅速

不得不佩服当局针对地震所作的快速反应,无疑这有赖于中国国力在这几年内的迅速壮大,集体专制领导制度发挥了很大的作用。

网上遍布了好多的相关资讯。

连百度也迅速换了标题图案。

Ali rustam had supper at Subaidah Cafe

Just now, I had my supper with my friend at one cafe called Subaidah. We spent there for around 2 hours more. When we were about to leave, we saw chief minister of the Melaka state, Ali Rustam came together with one of his friend. I think he just finished OT? Haha.

Anyway, as he showed up, a group of customers from the table next to us quickly dashed forward to shake hand with him. Wow! Do they really need to do that?

星期二, 五月 13, 2008

四川大地震

昨日下午中国四川省发生了7.5级大地震,目前为止有数万人死亡,更多的人受伤。

据报道,当局已经尽快抢救中。

想不到中国雪灾没过多久,又来了一单。这几件事情很能考验中国目前的国力,看它的恢复能力有多强,有没有达到日本的水平。

全球最近还真多灾难,缅甸因热带风暴亦死了好数万人,最惨的是其政府似乎不当一回事,够狠!

为那些灾难中的死伤者祈福,希望死者安享天国,伤者尽快康复。

也庆幸马来西亚没有类似的天灾,国人生活较为无忧无虑,只需为柴米油盐烦。

要不是国内马来极端主义作祟,我也不会考虑移民,因为这片土地太棒了!资源丰富啊!

好好耕耘的话,怎么怕会没收获?

为什么要强夺取别人的成果?

星期六, 五月 10, 2008

黃子講座 - 馬來西亞華人的前途
















昨晚离开公司后就匆匆驾车前往黄子讲座去了。因为是在回家乡的路程中,因此更觉得不能错过。听了之后可以顺便回家嘛。很可惜,还是迟了半个小时,错过了前半段的演讲!

黄子乃马来西亚著名政治评论家之一。其文章不时刊载于各家报章。其文尖酸刻薄,极尽挖苦政坛社会小丑之事,精彩万分!乃我自张木钦之文章后的心头所好。自本地爱FM推出早上时事评论节目以来,黄子乃受多为邀嘉宾之一。其言论时常引经据典,采取反讽的策略,令人听了拍案叫绝!十分有趣!

以往得知黄子似乎与我来自同样家乡,昨晚更证实了此一事。因有为听众欲提出问题时,黄子认得此人乃昔日中学校友,凭此我就能肯定了,因为我来自同样的中学,是黄子黄先生的小学弟。

黄子乃吾校之光啊!

言归正题,吾凭记忆,摘录了黄子之讲座的重点:

1)马来西亚华人在各种重要经济领域上逐渐失去参与的机会。例子有重工业、石油业等等。原因是政府自1969年推行新经济政策以来,限制了非土著(大多数是华人)的经商机会以培养大量的马来商家。政府在重要领域所推行的工程有好多都是为马来承包商所标得,华人的可谓寥落晨星。加上自马哈蒂推出政府机构私营化政策以来,创造了一堆政府相关巨无霸公司,这些公司更是落力的施行政府的土著政策,所以逐渐的,有更多的私人领域份额也为马来人所侵占。

从黄子一个领域一个领域的分析来看,马来西亚的华人情况确实如热窝上的蚂蚁,身为华人的我,听了也是十分的惊心!其实,如时常阅报,就能发现现在最红的棕油业、石油业及银行业等等已有大把的马来商家参与了,华人已逐渐失去份额。 看看那些大集团的董事成员吧!事情就清楚了!

难怪好多上了年纪的朋友都劝我有机会就往国外发展。这不是一个人的观点,而是许多人的观点,我现在逐渐相信好多华人都不看好自己在这个国家的前途!

2)30年以来,马来西亚为世界各地“贡献”了200万的人才,绝大部分都是华人!政府的种族偏差政策造成了这些一流人才外流,形同“赶”出了这些人!这个数目好大啊!黄子举例,香港97年金融风暴的“救世主”金融管理局主席任志刚先生本身就是马来西亚人!他还说,上海如今有数以万计的马来西亚华侨!看来,某一程度上也还了我们南来祖先的心愿,光荣回乡、贡献祖国!

更何况还有人才磁铁 - 新加坡!好多马来西亚华侨都在那儿艰苦打拼啊!

而且,我们的华裔企业家如郭鹤年、郭令灿、杨忠礼等人都悄悄的把财富转移出马来西亚了!此乃实话,我亦认同!

3)黄子也说了一些不为人知的故事,前任财政部长拉萨里任职国油公司时,为国油在海外储备了大量的外汇!当97年金融风暴将临时,这笔外汇拯救了许多马来西亚的大型政府相关公司!减缓了风暴所带来的巨大冲击! 黄子觉得我们须感谢他!

另一个故事是,当前任槟城首席部长林苍佑欲引进外国直接投资,推展电子业时,当时的首相马马哈蒂听得一头雾水。只是当他知道此计划会为国家带来利益时就赞成了。因此马来西亚是与台湾、韩国同一时期发展电子业的。有个时期此项计划为槟城及我国带来了很多的外汇!也提供了大把的就职机会!

但是,如今看看我们的成果,真令人摇头叹息!韩国、台湾已有了很多的国际知名品牌!而我国的国产车仍要指靠政府打救!

黄子分析,此乃我国原地踏步,没积极研发、提升、转移外国厂家技术之所致。我们数十年来都是为外国厂家做着装配的工作!又何来的进步呢!?

个人意见,连中国自数年前都已经大步超越了我们!

至于新的发展项目如伊斯干达特区,所谓的外资都是些阿拉伯油钱来炒地皮及房产等非生产性项目!长远来说对我国是没有好处的。

黄子的忧虑是,在面对其他各国(如越南、泰国、印尼)的竞争下,很多外国厂家必因成本问题而搬出国外,届时我国的华人会首当其冲,因为有好多的华人专业人士如工程师之类的多在此类外国厂家工作!

至于那些比较低级的工作往往是一些外劳在做,如果厂家搬走,这批外劳必定失业,如果他们还留在我国,必成治安的一大威胁!

今日阅报,一财经专家说,根据数据分析,我国电子工业有萎缩的迹象,更证明了黄子先生之论!

4)黄子说,华人务必要自我提升,掌握中英双语,以便能往世上任何一个国家去!方能逃过渐渐降临的劫难!只要是人才,在任何国家比能生存!甚至壮大!

黄子举例说,既然我们的阿公阿嫲不识字都能在马来西亚落地生根,在财富上拼个春天来,为何身为子孙的我们不能在异地表现得更出色?!

黄子也对最近的38政治海啸感到欣慰,他比喻如“看到了一线曙光!”。至少政府会推出符合人民利益的政策!但是,前景还是很不明朗,需时观察!

我的心得:

黄子的讲座对我来说确实是落在对的时刻!

我现为该在事业上做出什么选择而烦!欲留还是走?

我的目标其实是想多累计多谢国际化的经验,多跟外国人士沟通!所以找的都是能提供员工外国培训之类机会的公司,面世了好几间,也拒绝了他们,往往是地点上的问题。

如今看来,时间迫切,为了我们的子孙, 惟有委屈少许,趁危机未来到时就逃之夭夭,顺便帮助亲朋戚友!避过劫难!

劝各位马来西亚华人同胞务必正视此事,莫等劫至、呼天不应、呼地不灵!

星期三, 四月 23, 2008

世界末日?

欲分享我所读之惊人预言:

古玛雅人的历法:

1 年= 260 天

20 个符号 * 13 个数字 = 260 天 (类似中国人的天干地支)

当神历年轮回了73圈后,刚好和周转了52圈的太阳年回到同一个标记上,由此形成一个52年的大周期,玛雅人依此将52年定为一个世纪。
260 * 73 = 52 年

按照玛雅人长纪年历里所推算,下一个周期即公元2012年12月21日是本次人类文明结束的日子。

以下我想有待考察加以证实其言真假。

一。根达亚文明,(超能力文明)1米左右,男人有第三只眼,翡翠色,功能各有不同。有预测的,有杀伤力的等等。。。女人没有第三只眼,所女人害怕男人。但 是女人的子宫有能神的能力,女人怀孕前会与天上要投生的神联系,谈好了,女人才会要孩子。此文明毁于大陆沉没。

二。米索不达亚文明(饮食文明)这个文明是上个文明的逃亡者的延续。但是人们把以前的事忘却了,超能力也惭惭清失了。男的第三只眼开始清失。他们对饮食特别爱好,发展出各色各样的专家。这次文明在南极大陆,毁于地球磁极转换。

三。穆里亚文明(生物能文明)上个文明的逃亡者的延续,他们的先祖开始注意到植物在发芽时产生的能量,这个能量非常巨大,经过一个世纪的改良发明了利用植物能的机戒,这个机器可以放大能量,该文明毁于大陆沉没。

四。亚特兰缔斯文明(光的文明)继承上个文明,这里用继承,不用延续是因为,亚特兰缔斯来自猎户座的殖民者。他们拥有光的能力。
早在穆文明时期亚特兰就建立了。后来这两个文明还打核战争。

五。我们存在的文明 (情感的文明)会使用情感,于2012年12月冬至灭绝

以下为所载自别处:

依照玛雅历法,地球由始到终分为五个太阳纪,分别代表五次浩劫,其中四个浩劫已经过去,

第一个太阳纪是洪水浩劫,世界遭到大洪水的浩劫,有人认为是圣经所说的诺亚方舟

第二个太阳纪是风蛇浩劫,世上的建筑物被风蛇吹毁。

第三个太阳纪是火雨浩劫,大地遭受天降火雨之祸

第四个太阳纪是地震浩劫,地球遭受强烈地震的灾祸,

第五个太阳纪是世界末日,当第五个太阳纪来临,太阳会 消失,大地剧烈摇晃,灾难四起,地球会彻底毁灭,

按照马雅历法是三一一三年,换算为西历便是二○一二年十二月二十二日。

星期五, 四月 18, 2008

2008澳门游记

感谢公司给予的机会,让我体验了在澳门旅游的乐趣。

虽然旅程只有短短数天,不足以更深入的体会澳门,但由于乃自由活动,是以也不虚此行。

由于地点靠近,有些同事选择第二天往香港去了。他们一大早就赶往渡轮码头以乘搭第一班船,我觉得旅行需让身心放松才能达到目的,所以不随他们了。

之后与另一位同事穿梭于澳门的大街小巷间,体验大众的生活形态,满意非常。那种感觉是非常随意、非常悠闲的。

尤其是他们的大众食物让我感到兴趣万分,虽然多数看看就知道都不合我胃口,但很高兴能打开眼界。

星期日, 三月 09, 2008

反对党有执政能力吗?

今次大选,反对党独得四州政权,实乃空前壮举!唯除了伊斯兰教党之外,其他的皆首次执政,经验尚浅,需要担心。

此外,权利往往腐蚀人心,反对党人今次上台,独享利益,会否因而变质?此乃需时间来证明的。

希望反对党不会辜负人民的希望!

星期四, 三月 06, 2008

Very, very much blood shed in KLSE

Over the past few days, KLSE index dropped drastically. A few billions of RM just gone like that. It's like a dagger ripping my heart! Nobody like us (small investors) have ever expected this. Especially right now the general election is approaching!

The profit earned from both stock counters and funds last year soon turned into ashes.

So far, over the 3 stocks i am holding, 2 of them achieve a growth of 46.06% & 46.45% respectively. I have been holding these 2 stocks for 3 years already. It means on average, they have brought >14% profit each year. Well, the other one, which is the only one, causes me losses anyway! It's approaching one year and so far it causes loss at -17.37% ! Well, everything stated here is not the physical one as i have not yet sold the counters off!