星期三, 五月 21, 2008

政坛乱糟糟,老马“肚烂”了!

国阵成员党还真有默契,308大选后个个惨遭滑铁卢,之后不久几乎在同一时间,来自各自成员党内的批评声就此起彼落。

巫统主席本身就面对了几股汹涌势力,一股来自前首相老马,马来民族主义及专制时代的代言人,另外一股则是来自曾差点扳倒老马的吉兰丹王子拉查理,他只放话会角逐巫统主席职。其实,拉查理势力自他重新入党以来已是强弩之末,并不足以让阿杜拉担心。

至于副首相纳吉则有点令人摸不着脑袋,他似乎很挺着首相阿杜拉,因为看目前形势,阿杜拉的确不太得人心,就连皇室都不给脸。纳吉此时此刻竟不乘机一举夺下首相位,引人深思,难道他真这么有耐心?还是他有什么把柄为阿杜拉所掌握啊?呵呵。最近佩特拉因发表文章指摘纳吉是蒙古女郎炸尸案的真凶而被政府以内部安全法令拘留,事件闹得蛮大,都不知是不是巧合,真不简单。

现在老马又在有可能因司法短片事件而被调查之后,愤而退党,以表达他的不满。他还公开声明要阿杜拉下台后才重新入党。这象是要转移焦点多一点吧?如过去没做过,为何现在怕被人调查?

我觉得阿杜拉以容忍他很多了。就比如最近政府发放抚恤金于因数年前的司法危机遭革职的法官却坚持不位当年的事道歉,此举已经很顾着老马的面子了!如果是类似老马的任务当任首相,老马的炮轰都不知有没有机会见报。

谈完巫统,谈其他的国阵成员党。

马华有一堆人在提出“三人小组”的阴谋论,而有位前副部长则频频要求党主席下台谢罪,变脸速度快得很。黄家定如果并不是推荐其兄任部长的话,他所面对的抨击与质疑肯定会少了很多。

民政党则有为前政务次长首先公开猛烈抨击党主席,之后再闹退党,接受敌对党政府的高职,往高处爬去了。此人是墙头草的最佳示范,那儿有利益哪儿走,呵呵。

耐人寻味的是,国大党无声无息?三美兄的位置竟还那么稳固?大选后他们才要要求政府释放“兴权会”的拘留犯,会不会太迟了啊。

星期二, 五月 20, 2008

卫赛节、天佑中国、为512大地震难民祈祷。

最近几天通过凤凰卫视及中国中央电视台国际频道得知了有关四川汶川大地震的最新灾情报道。

有感当局对今次灾难的重视程度是历年罕见的他们投入了大量的军队、消防员、武警等等来加快救灾速度。当中有些亦来自当地,亲朋戚友也死于灾难中。可是他们继续坚守岗位,履行他们的责任,心理期待其他地区的同胞能援助他们受难的亲友。

除此之外,当局也宣布自5月19日起至5月21日为国殇日。全国人民于下午2点28分地震发生时刻为地震灾民们默哀3分钟。汽车、船艇、火车等等皆发出声响,以示哀悼。

中国国家的重量级领导人如胡锦涛、温家宝皆轮流上阵到最前线去指导抢救工作。通过电视我看到了他们徐徐的吩咐工作人员应该这样那样。的确他们是有做到了打气的作用,鼓舞了战士们的士气,但是我觉得抢救的指导工作不是该由有关的专业人士来负责的吗?而且他们年纪也不小了,如此奔波确实是辛苦了点,搞不好还牺牲了健康。个人觉得今次该由下一届的领导班子如习近平、李克强等较年轻的领袖来主导救灾活动,趁此考验他们的能力。当然他们都是经过了许多的考验才能爬上今天的位置的。

个人觉得中央电视台似乎有点强调领导怎样怎样,电视画面有相当长的时间停留在领导们的一举一动。

当然,我国的领导人相比之下逊色多了,2006年南马大水灾时,我们都没看到我们的领导人来巡视,他们似乎不肖一顾!当我们的命是贱的!要是我亲人在这场水灾中丧生,我可会痛恨现任政府一辈子!

回归地震,也许,这次大灾难也考验了中国当局的短时间、突发性的行军能力。要如何在短时间内针对个别状况作出应对,如何协调各部队之间的工作等等,非常的有实践性。是比军演还更实际的,只是并没有动用到武器罢了。

得知好多学生们死在倒塌的学校内,这好令人伤感,这些解释国家的财富,他们还有一片光明的前途,怎知就这样去了。似乎很多学校的建筑规格不标准,并没真正有抗震能力!这是个很严重的问题,当局必须重视!

无论如何,也许是巧合,昨日乃卫赛节。马来西亚全国的佛教徒皆前往庙宇浴佛及吃齋。相信有不少人向我一样也为最近的面点风灾及四川地震的难民们祈祷吧。往大家的念力能创造更多的奇迹!让生还者不断的消息继续传出。

衷心希望灾难尽快过去,然后让大家都尽快重建家园,积极生活,吸取教训,未雨绸缪、以备未来。

星期五, 五月 16, 2008

Finally stock market crossed 1300 points!

After having fluctuated for several weeks, finally KLSE(Malaysia Stock Exchange Market) soared to over 1,300 !!! It is the highest record since the tragedy on 10th March 2008!

Despite the good news of KLSE, over the 4 counters i am holding, 3 of them actually dropped today including the prominent Public Bank! Well, the decline does not really matter to me because overall my portfolio still generates a book yield. I would like to express my gratitude to the Public Bank! It has been performing very very well since the day i bought its shares.

I think my mutual funds' price will rise further following by today's good performance of KLSE. Looks like i am going to do another time of switching in a few weeks time.

Good day!

Political Intervention

Hey busy bodies out there, let me ask you, one day, i say i support Quebac to get independent from Canada, or Hawaii to get independant from the U.S or i say Kashmir belongs to Pakistan rather than India, what do you think? Will you say "hey you mind your own business!"

Well, if you know about this, then you should not do something like supporting Tibet to get independence from China and so on. Even tough i am not a citizen of China, but what matters is, i think that you guys are really busy body, just like you are asking me to mind my own business! i think you guys have some agenda behind right?

India, as a neighbour to China, invited Dalai Lama to be their guest and even allow him to run the activities in their land. Come on, if one day China say that Kashmir actually belongs to Pakistan and shows all kind of supports to Pakistan, what will India do? As a neighbour, those acts are really impolite! No manners!

My country is Malaysia but not China, so actually that does not matter to me. However when i read about those news, i really think it is unfair to China when the Western media or social activists support the Tibetan Independance movement. Do you think you have the right to ask people to follow your order? If we do the same thing to you such as saying that Scotland is not part of British, Alaska should get independence from the U.S. What do you think?

Don't be busy body, mind your own business!

What happen to Malaysia?

I am confused. Even tough i am born in Malaysia, but i am not entitled for all the benefits provided by the government!

Since 1970, the Malaysia government has strengthened its policy of restructuring the resource among different races. It categorizes Malaysian into 2 classes, the bumiputra and the non-bumiputra. If you are bumiputra(majority are Malays, the rest are natives in West Malaysia, p.s. all Malays are bumiputra, you are entitled to all kinds of government aids such as higher chance to study at local universities, lower price for a house, lower price for a car, you will be given loan to invest in government-launched mutual funds(imagine, loan interest rate is lower than the fund's interest, it is equivalent to give out money for FREE!), you are guaranteed to get the contracts from the government or government-linked companies and many more!

If you are born as non-bumiputra(Chinese take the majority, the rest are Indians and etc.), you can only dream about this!

In the 50's of last century, Malaysia used to be one of the most prosperous nations in Asia! It is a wonderful land. It has a lot of natural resources such as palm trees, rubber trees, petroleum and a lot more. The people here do not suffer from disasters such as earthquake, typhoon, volcano eruption and so on. Despite having an evil intention of robbing the resources here, British government undeniably introduced a good system here to administrate the nation. They trained a lot of Malays as public servants to assist them in running this country. They brought in Indians from their another colonized land India to work in rubber estates. They opened doors to Chinese to come to this land to work at tin mines and to run businesses. You can see everybody had put a lot of efforts to build a strong economy foundation for Malaysia.

In the 60's, Taiwan and South Korea were still way far behind us. A lot of Taiwan girls longed to get married with Chinese from the then called Malaya. However, they developed so fast and were categorized as the "4 little dragons" during the 80's in Asia! Today they produce so many famous brands such as Acer, BenQ, Asus, Samsung, Hyundai and etc. What do we have in Malaysia? Proton??? Come on, it is still a kid who needs protection from the government! It has been 30 years already! Bear in mind that our neighbors such as Vietnam and Thailand are ready to overtake us! Not to mention China, since years ago it was already ahead of us! They have famous brands nowadays too!

Why Malaysia progressed so slow?? Certainly it is due to the racist policy enforced by the government, to be more exact, from the biggest party in Malaysia which is UMNO. The politicians in UMNO exploit the policy to put most of the money into their own pocket. Then only they give out the remainder! They practiced favouritism. Tthat is why today there are still a lot of poor Malays here in this nation! How many Malay students who are sent to ovesea by Malaysia government did not complete their studies or prolonged their length of study? When you have something free easily, you normally will not appreciate so much!

I only saw government(or UMNO only) did nonsense to save those Malay tycoons during the economic crisis in year 1997! Imagine, due to poor management, a Malay tycoon caused a big corporation which is worth billions of Ringgit(Malaysia currency) to collapse, our cute government bought over the company at an unreasonable price which is few times higher than the company's share value then! Come on man! It's our money! The money belongs to we people!

More disappointing facts are, nowadays still some of the MP(member of parliament) shouting in the parliament to ask Chinese to get out from Malaysia! Come on man, do you think you have enough money to feed your people without Chinese here in Malaysia? To be honest, think about this, Chinese never live in this land, do you think Malaysia can progress so much? It could be today Malaysia is 30 years behind Thailand! How much money had Chinese contributed to Malaysia! Think about it before u said something so stupid!

Over so many years, how much taxes did Chinese pay to the government? How much did government use to do something that brings equal benefits to all Malaysians? Money have been spent to build a lot of Malay schools, contracts have been offered to the "Ali Baba" (a company that gets contracts or licenses and later sells to other companies, often it earns by doing nothing). Chinese have to sacrifice a lot so that they are able to send their children to universities! Chinese have to donate money to get the Chinese schools built! Chinese have to go to oversea such as Singapore to work! The fact is, up to today there are 2 millions of Chinese Malaysians working overseas! Most of them are high rank executives or experts from certain fields! Why does all this happen? Think about it! We are treated as 2nd class citizen! Imagine if these 2 millions of experts work for Malaysia, we could have progressed much more, could not we?

We love this land too! We love the 'varieties' here! Varieties of races, varieties of languages, varieties of food! Yeah! That is Malaysia!

Tell me, fellow Malays out there, is it fair to treat us non-bumiputras this way? Do you guys think that Malaysia will be good without the other races here? a

Is it fair that every public listed companies must give out 30% of their shares to the bumiputras?

The Malay special privilege policy only tells one thing, you guys are still weak and need protection.

Don't you guys feel ashamed? You guys want to be weak and be looked down on forever?

Do you guys know Malaysia is the only nation in this world that practices the policy that protect the majority races?!

Our government are feeding 75% of the Malaysian population with the fortune from the 35% of the population. How long can our nation stands when the fortune that can be 'robbed' from the 35% of the population is getting lesser and lesser?

Tell me!


星期四, 五月 15, 2008

Switched mutual fund to protect my profit!

After 22 months(almost 2 years) of buying Public Ittikal Fund, finally today i decided to switch to another fund to protect my profit.

The return rate of the fund is very impressive. It achieved a total return rate of around 39% which also means around 20% per year on average. Since the day i bought this fund i have been very confident of it as it has a handsome history. The statistics told me this fund is really worth to buy! Back then i really took a lot of time to actually study each funds and also compare each of them before i made my move.

Too bad i missed the golden moment last year. The fund raised so remarkably. At one time it even achieved an overall return rate of more than 40%! I damn regret now! I should have sold it off during that time! Well, one of my customer chose to sell his fund off last year. It so happened that he needed money during that time. Thus he managed to enjoy the 40%++ of return rate! Oh yes, he bought Public Ittikal too because i am the one who recommended this fund to him!

Luckily after the huge decline of the KLSE stock market due to the 'Political Tsunami' which took place on 8th of March 2008, Public Ittikal's price has been gradually restoring to the level which reflects its actual value.

The big drop of March really taught me a lesson. I decided not to be so greedy anymore. To me, 20% of return rate per year is considered a great achievement already. That's the standard practiced by Warren Buffet all this while!

After several days of serious thought, this noon i went to the nearest Public Mutual branch and did the switching. Anyway that was my first ever fund switching.

I switched the fund units to 2 different conservative profile funds.